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There’s a simple rule you can follow if you can’t decide whether to buy or lease a new car
February 21, 2017

Buy or lease? It's the question I get asked most often by people who aren't car experts.

I've offered some convoluted and customized responses in the past, but over the last year or so, I've concluded that you can deal with this inquiry by applying a simple rule.

Here it is: Don't buy a car if all you want is transportation.

Explaining the rule is a bit more complicated.

If you buy a new car, you're buying both an asset and a depreciating asset. There's no such thing, for the most part, as a car that will be worth more in the future than you've paid for it (usually with an auto loan, which means principle plus interest of five years or more). Stuff like collectible Ferraris are an exception. But the price of entry is of course in the hundreds of thousands. And you have to wait for that vintage value to develop. For, like, 30 years.

So you buy an asset that you won't own free-and-clear for half a decade, but in the time that you work on..

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Netflix forced to pull ‘disgusting’ dismembered finger ad promoting new Drew Barrymore zombie series ‘Santa Clarita Diet’ (NFLX)
February 21, 2017

Netflix was forced to take down a Germany-wide billboard campaign that featured a dismembered finger and aimed to promote its new series “Santa Clarita Diet”, after the public complained it was “disgusting,” the Berliner Tagesspiegel reported on Monday.

The ad campaign depicted a cut up finger sprinkled with curry, in the style of a German currywurst dish.

The streaming service even set up currywurst stands around Berlin to promote the new series, which stars Drew Barrymore as a flesh-eating zombie.

Genius ?? #netflix #santaclaritadiet #berlin #currywurst #potsdamerplatz #advertising #tvs… https://t.co/uwxxIRUPwk pic.twitter.com/wvh9vEjjJw
— Verytte (@Verytte_) February 16, 2017

heute mal ne diet 🙂 #santaclarita #netflix #boulevard #berlin #gratis #superaktion pic.twitter.com/IHQgSEppb1
— Britta (@BerlinBritta) February 18, 2017

The Deutscher Werberat, the German advertising regulator, received more 50 complaints about the campaign. As is standard procedure, the Werber..

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Toyota just teased a new electric concept car ahead of the Geneva Motor Show
February 21, 2017

The Geneva Motor Show is rapidly approaching and Toyota already gave us a glimpse of what it plans to show.

Toyota released a teaser photo of a brand new electric vehicle concept, the i-TRIL concept, on Monday. Toyota said the concept is meant to showcase the automaker's research into “more engaging environmentally-friendly mobility solutions” in a press release.

The vehicle will feature a one-plus-two seating layout, meaning there is one seat up front and two in the back, making it more like a motorcycle with additional room for passengers. Toyota said the concept is meant as a “viable alternative” to traditional segment cars and motorcycles for those looking to drive in urban environments.

Toyota said the concept will also feature its Active Lean technology that we first saw in the automaker's i-Road concept — a compact electric vehicle designed for city driving.

Toyota's Active Lean is meant to improve maneuverability in two-wheelers by automatically moving the wh..

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People are raving about the world’s first approved birth control app — but there’s a big reason it might not work for you
February 21, 2017

Elina Berglund's app will be the first in the world to be government approved as a contraceptive, putting it alongside the pill, IUDs, and condoms — in Europe, at least.

“It feels incredibly exciting that there is now an approved alternative to conventional pregnancy prevention methods, and that it's possible to replace medication with technology,” Berglund, a Swedish physicist who co-founded the Natural Cycles fertility-tracking app with her husband Raoul Scherwizl, told Business Insider Nordic.

But not so fast. The app, which has not yet launched in the US, may never be capable of replacing medication for many people. Here's what you should know about the Natural Cycles birth control app, which claims to be “as good as the pill” at preventing pregnancy.

1. The app works by counting the time since your last period and monitoring your body temperature.
Around the time you ovulate, your body temperature rises slightly (about 0.3℃) and remains slightly elevated througho..

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Computer glasses that claim to protect your eyes from screens are selling like crazy, but they probably aren’t doing you much good
February 21, 2017

People are increasingly concerned that bright light — especially “blue light” from computer screens — is causing harm, making it a potentially dangerous public-health issue.
Eyewear and screen-protector companies have started to sell products that they say can protect people from such harm.
We do know that blue light at night can interfere with sleep, causing a host of negative effects. But the evidence that the amount of light screens expose us to during the day is harmful is not really there.
Many experts think these products are unnecessary and could perhaps do more harm than good. Still, there's still a lot we don't know.

Many of us spend our days staring into bright screens.

Light can cause damage under certain conditions and some studies indicate that the most harmful part of the visible spectrum is blue light, which electronic devices emit to stay visible under bright conditions. Because of that, eyewear companies and screen protector manufacturers have started to ma..

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Eating these fruits and vegetables can help whiten your teeth — here’s how
February 21, 2017

Eating fruits and vegetables that are high in fiber can help make your teeth whiter.

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Jay Z is launching his own venture capital firm
February 21, 2017

Jay Z is entering the world of venture capital.

According to Axios' Dan Primack, the rapper and music mogul is launching his own VC fund along with Roc Nation president Jay Brown. The pair is also looking to add a third investment partner and plans to partner with Sherpa Capital to launch the fund, Axios reports.

We reached out to representatives for Jay Z, and we'll update this story if we hear back.

Jay Z — whose real name is Shawn Carter — has been investing in tech startups since at least 2012. Both Carter and Brown invested in Uber's Series B, according to Axios, and Carter has invested in three other startups: high-tech luggage maker Away, nail-parlor company Julep, and private-jet startup JetSmarter.

Carter is also the co-owner of music streaming service Tidal.

Carter and Brown's new fund will focus on seed-stage companies, but the fund size hasn't yet been confirmed, according to Axios.
SEE ALSO: An 'Uber for private jets' startup jus..

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21 unprofessional email habits that make everyone hate you
February 21, 2017

With the onslaught of emails we receive every day, it's hard to imagine how anyone could keep up professional email habits at all times.

To make this task a little less daunting, we asked experts to highlight some of the least professional behaviors you could demonstrate when sending an email.

While mastering the art of good email etiquette doesn't mean sending out beautifully crafted prose each time — that would take forever — if you can avoid these bad habits, you'll be off to a great start.
SEE ALSO: 24 unprofessional habits that could get you fired

DON'T MISS: 24 unprofessional habits that could cost you a job

Sending 'urgent' emails that aren't urgent
“Like the boy who cried wolf, if you abuse the urgent marker, it won't be long until no one will pay any attention to it,” Rosemary Haefner, chief human-resources officer for CareerBuilder, tells Business Insider.

And when you finally do send a truly urgent email, no one will pay attention..

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THE IoT 101 REPORT: Your essential guide to the Internet of Things
February 21, 2017

You’ve likely heard the phrase Internet of Things, or IoT, at some point if you have been following any tech news in the last several years.

But at the same time, you might be scratching your head figuring out what it is or what it means past a flashy buzzword.

Simply put, the IoT refers to the connection of devices (other than typical fare such as computers and smartphones) to the Internet. Cars, refrigerators, juicers, wine racks, heart monitors, ovens, watches, and more are all candidates for connection.

A new report from BI Intelligence, Business Insider's premium research service, called IoT 101: The Essential Guide to the Internet of Things, outlines the basics of the IoT and what this next wave of technology means to the everyday individual. The report dives into key IoT terms, predictions and trends for the IoT in the next five years, the industries that the IoT will affect the most, and the biggest challenges facing the IoT.

Here are the key takeaways from the report:..

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Urban Outfitters is selling a T-shirt with the classic AOL logo for $45 (AOL)
February 21, 2017

Want a taste of some 90's early internet nostalgia?

For $45, this T-shirt featuring AOL's classic logo can be yours, courtesy of Urban Outfitters:

Ted Leonsis, the former AOL exec and current owner of the Washington Capitals hockey team, even tweeted about it:

AOL Tshirts, back in vogue here, click to buy. https://t.co/7SPjaOUfcc
— Ted Leonsis (@TedLeonsis) February 18, 2017

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NOW WATCH: Apple was supposed to move into its new $5 billion campus in January — here's what it looks like right now

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